Download Create Your Own Employee Handbook: A Legal & Practical Guide by Lisa Guerin J.D., Amy DelPo J.D. PDF
By Lisa Guerin J.D., Amy DelPo J.D.
This booklet works good for growing or reviewing a complete guide or person rules. The structure and association make it effortless to discover what you would like. i discovered the references to country particular specifications and assets really beneficial.
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Additional resources for Create Your Own Employee Handbook: A Legal & Practical Guide
In other words, if your loved one is likely to need expensive prescription drugs—for example, for AIDS—you will probably want to create a special needs trust even though he or she is eligible for Medicare. The same is true if the person is suffering from a degenerative mental illness that almost certainly will require long-term care in a nursing facility. However, if you don’t expect either expensive prescription drugs or long-term nursing care, you may prefer to not tie up your loved one’s inheritance in a special needs trust (assuming that you don’t have concerns about his or her ability to spend the inheritance wisely).
Her parents have worked for many years in jobs covered by Social Security, so they qualify for Social Security benefits should they become disabled or reach retirement age. 32 | special needs trusts Because of her parents’ work history, Julia also qualifies for Social Security Disability Insurance benefits and Medicare. TIP Medicaid goes by different names in different states. Medicaid is a combined federal and state program, and is known by a different name in some states. For example, in California it’s called Medi-Cal, and in Massachusetts MassHealth.
Or you may have the good fortune to have more money than you think your loved one will need. In either case, you’ll need to decide how much to leave to the special needs trust and how much to others. The answer depends on: • Your family. Do you want to divvy your property up evenly or leave a larger share to the special needs trust, on the theory that your other loved ones can take care of themselves? There are no easy answers, but talking with family members may help you reach a conclusion you feel good about.